How Much Does It Cost to Develop a Tabby-like BNPL App?

How Much Does It Cost to Develop a Tabby-like BNPL App?

By Michael Edwards

January 14, 2025 at 11:53 AM

Get a quote BNPL like Tabby app costs between $35,000-$60,000 for basic features and up to $150,000+ for advanced functionality. The final cost depends on several key factors:

Core Features:

  • User authentication and account management
  • Split payment processing
  • Shop interface with product categories
  • Order tracking
  • Automatic payment deductions
  • Merchant analytics dashboard
  • Payment dispute management
  • API/SDK for ecommerce integration

Key Cost Factors:

  • Design complexity and user interface
  • Development approach (native vs cross-platform)
  • Feature set and integrations
  • Compliance requirements
  • Development team location and expertise
  • Platform choices (iOS, Android, Web)

Revenue Models:

  • Merchant commissions per transaction
  • Late payment fees
  • Featured product placement fees
  • Bank partnerships

Technical Requirements:

  • Secure payment processing
  • Credit check integration
  • Real-time analytics
  • Multi-platform compatibility
  • Regulatory compliance
  • AI/ML for risk assessment

Success Factors:

  • Bank partnerships
  • Industry expansion beyond retail
  • Strong credit assessment
  • User-friendly interface
  • Robust security measures

The development timeline typically ranges from 4-12 months depending on complexity. Working with an experienced fintech development partner ensures compliance and optimal implementation of security features.

Man paying with mobile app

Man paying with mobile app

For detailed cost estimation based on your specific requirements, consult with a fintech development expert.

[Additional images maintained in original order throughout the article]

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